Boat Insurance Rider On Home Policy

A conversation among Whalers
Striper15
Posts: 26
Joined: Tue Oct 20, 2015 7:42 am

Boat Insurance Rider On Home Policy

Postby Striper15 » Wed Jun 05, 2019 7:32 am

My boat is insured through a rider on my home owner policy, big mistake. I had some damage to my boat's hull and called my insurance company regarding a claim and learned that my "no claim 10% discount" for my entire home owner's policy would go away for even a small claim on the boat policy.

I will be making some adjustments to my policy before my next renewal.

Tom Hemphill
Posts: 81
Joined: Fri Oct 16, 2015 5:04 pm

Re: Boat Insurance Rider On Home Policy

Postby Tom Hemphill » Wed Jun 05, 2019 6:23 pm

Thank you for reporting your experience in adding a rider to your homeowners policy.