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Author Topic:   25 Guardian
Guardian Angel posted 02-04-2009 10:13 PM ET (US)   Profile for Guardian Angel   Send Email to Guardian Angel  
Trying to buy a 25 Guardian. Made an offer contingent on getting a loan. Does anyone know who is lending on these? It's a 93 with twin 150 Johnsons. This is a clean 2nd owner boat with dive door and many options. I have stellar credit but no money to put down. Any advice?
TransAm posted 02-05-2009 08:25 AM ET (US)     Profile for TransAm    
I would contact your local congressman and see if they can include you in the $900B so-called stimulus package. It would probably be one of the more sensible inclusions in the bill.

With no money, you are pretty much sunk. Even with a good relationship with your bank, they will want some of your skin in the deal, at least 20%, perhaps more. Any rich uncle's?

Dan posted 02-05-2009 09:10 AM ET (US)     Profile for Dan  Send Email to Dan     
I think it's important to put money down on a purchase. The lender will want enough put down so the item can be sold without losing money. If you don't have money to put down, try selling other "toys" to get the money. I realize it's tough when you find the perfect boat at the imperfect time. But there it is.

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